Great question. I haven't heard this question before, so I hadn't thought about it previously. Beyond 'that's the way it works' (never a satisfactory answer!), I would reason that it's the way it is because just about any saved login is going to have a username, password, and website URL, whereas 2FA is an after-thought for most websites, companies, and, sadly, individuals. If 2FA were a default field under the main section, some users might think they're doing something wrong by leaving it blank, and so we have users add it as a custom field, which then goes in a separate section.
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